Key Responsibilities
- Evaluate commercial group health and individual life insurance applications to assess medical, occupational, and financial risk.
- Analyze attending physician statements (APS), medical history transcripts, prescription drug reports (MIB/Rx), and laboratory panels.
- Determine premium rate schedules, coverage exclusions, and standard vs. substandard risk classifications within delegated underwriting authority.
- Partner with brokerage networks, actuaries, and account executives to design competitive, risk-balanced group insurance proposals.
What We Are Looking For
- 5+ years of commercial group health or life insurance underwriting experience.
- Deep knowledge of medical terminology, morbidity/mortality statistics, and health insurance regulation.
- Industry designations such as FLMI, ALMI, or FALU highly preferred.
- Bachelor's degree in Risk Management, Finance, Insurance Studies, or related field.
Core Technologies & Methodologies
Health Underwriting
Life Insurance
Risk Assessment
Attending Physician Statements (APS)
Morbidity Tables
Policy Rating
Why Build Your Career at Oakbridge?
Elite Toolsets
Direct architecture experience with Domo, Snowflake, Databricks, AWS, dbt, and modern LLM APIs.
Remote Autonomy
High-trust asynchronous collaboration, flexible hours, and healthy work-life integration.
Paid Certifications
100% funded Domo, Snowflake SnowPro, and AWS Solution Architect certifications.
Competitive Pay
Above-market salary tiers, performance bonuses, and dedicated modern hardware stipends.